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Note that you would have to add 5 to each previous term to get to the next term: -10 + 5 = -5, -5 + 5 = 0, and 0 + 5 = 5. It has to be consistent throughout the sequence. http://www.wtamu.edu/academic/anns/mps/math/mathlab/col_algebra/col_alg_tut54c_arith.htm
borrowers/guarantors with rated/traded cross border (hard currency) debts: transaction risk increment: 0 1 2 3 4 5 5 5 long-term (s&p, others) aa+, aa, aa-a+, a, a-bbb+, bbb bbb-bb+, bb bb-b ... http://www.exim.gov/tools/exposure/tneth85.pdf
61 to 72 months $10,000 For 72 Month Term: 5.5% 5.4% 73 to 84 months $20,000: 6.5% 6.4% Used Auto & Auto Equity (2003 or newer) Up to 115% of Blue Book: Up to 60 months: None: 5% 4.9% https://www.patelco.org/rates/rates_printable.aspx?print=consumer
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