There is an estimated 3.4 million uninsured drivers in California. Effective 07/01/2008, it is illegal for drivers to use a handheld wireless phone while operating a motor vehicle.

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Welcome to the California Low Cost Automobile Insurance Program homepage. The 4th Qtr 2008 CAARP Seminar Schedule and Registration Form is now available in the Forms Library.

Low Cost Automobile Insurance Program ... What is the California Low Cost Automobile Insurance Program(CLCA)? The primary goal of the California Low Cost Automobile Insurance ...