The being who avails the loan is called the borrower and the one who provides it is called the lender. The lender provides the loan for a consideration called as "interest".

Hard money loans are a financing substitute available for virtually anyone with equity in property or real estate, or a sound business

But don't be surprised if a hard money lender asks for your personal information and runs a credit check. They still want to know who they are dealing with in order to prevent fraud

Why Pay Off My Mortgage Early - Private International Hard Money Personal Lender

The share of overall income accounted for by households reporting either type of problem was relatively small, suggesting that any impact on aggregate consumer spending is likely ...